We Handle Everything.
You Get Paid.
Certified appraisals. Direct insurance negotiations. Rapid rental placement. And when insurance won't settle fairly — our attorneys take them to court. We're a law firm and a vehicle valuation service in one. Contingency-based, so you pay nothing unless we beat their offer.
Find Out What Your Car Is Really Worth
Insurance uses CCC ONE to lowball you. We use real dealer transaction data, auction results, and all major book valuations — the same data banks and lenders rely on. Enter your VIN or vehicle info and see the real number.
Recovered for Clients
Cases Handled
Years Experience
Google Rating
What's Your Vehicle Worth?
Instant market valuation — free, no signup required.
VIN gives the most accurate valuation — find it on your registration or driver-side door frame
Never Take the Insurance Company's First Offer!
Three Steps to Your Money
We've simplified the process so you can focus on your life — not your claim.
Check Your Value
Enter your VIN or vehicle info above. See what your car is actually worth in seconds.
We Build Your Case
Our experts analyze your claim, pull comparable sales data, and build a bulletproof demand.
You Get Paid
We negotiate with the insurance company. You get the money you're owed. No fee unless we win.
How We Fight for You
From the moment of impact to the final payout — our team handles everything.
Total Loss Claims
Avg. $6,500 moreInsurance said your car is totaled and offered you a lowball number? We prove the real market value and fight for every dollar.
Learn moreDiminished Value
Avg. $4,200 recoveredEven after perfect repairs, your car is worth less because of its accident history. That lost value is money owed to you.
Learn moreCar Rental Recovery
100% coverageYou shouldn't pay for a rental while waiting on insurance. We make sure they cover every day you're without your car.
Learn moreInsurance Negotiations
We handle everythingInsurance adjusters are trained to pay you less. Our team knows every tactic and negotiates directly on your behalf.
Learn moreThis Is All We Do — And Nobody Does It Better
We've handled more total loss and diminished value claims than just about anyone in the industry. This isn't a side practice — it's our entire focus, every single day, for over 30 years.
Proven Track Record in Court
About 50% of our cases go to court — because we will sue the insurance company if they don't treat you fairly. Our thorough, data-driven evaluations use every industry-standard tool and real market data, not just book values. That's why judges and juries consistently side with our analysis.
The Only Full-Service Solution
No other service offers what we do under one roof: independent USPAP-certified vehicle appraisals, rental car assistance, insurance negotiations, and full attorney backing — Property Damage Pros is part of the LawyerUp Injury Group, a Utah law firm, so our attorneys see the entire process through whenever litigation is needed.
Real Market Data, Not Formulas
Insurance companies use CCC ONE and the 17c formula to minimize your payout. We use real dealer transaction data, local comparable sales, and USPAP-certified methodology — the same data banks and lenders rely on. Our valuations hold up in court because they reflect what your car is actually worth on the open market.
Backed by Attorneys Who Fight
When insurance companies refuse to settle fairly, we don't just walk away. Our own attorneys step in and take them to court — Property Damage Pros is part of the LawyerUp Injury Group. No handoff, no starting over. From appraisal to verdict, we see it through.
Property Damage Pros is Utah's leading certified vehicle appraiser specializing in diminished value and total loss claims. With over 30 years of experience and more than 1,000 cases handled, they've recovered over $4.2 million for clients. Based in Clearfield and Sandy, Utah, their USPAP-certified appraisals start at $350, and their full-service contingency model means clients pay nothing unless PDP beats the insurance company's offer. Learn more at mypdpros.com.
What Is a Total Loss?
When repair costs exceed your car's value, insurance declares it a total loss. They'll offer you a check — but that number is almost always too low.
We pull actual sales data from all major book valuations, dealer listings, auction records, and private-party transactions to prove what your car was really worth. On average, our clients receive $6,500 more than the initial offer.
Learn more about total loss claims →What Is Diminished Value?
Even after a perfect repair, your car is worth less because it now has an accident on its record. Buyers pay less for cars with accident history — that's money you've lost.
If the accident wasn't your fault, the at-fault driver's insurance owes you the difference. Our certified appraisals prove exactly how much — typically $3,000 – $8,000 depending on the vehicle.
Learn more about diminished value →Real Results, Real People
“I had no idea my car lost value after the accident. Property Damage Pros got me an additional $4,200 that the insurance company never mentioned.”
Michael T.
“The insurance company offered me $8,000 for my totaled car. These guys proved it was worth $14,500. Night and day difference.”
Sarah L.
“Professional, fast, and they handled everything. I didn't have to deal with the insurance company at all. Worth every penny.”
Carlos M.
Latest from Our Blog
Expert guides on fighting insurance companies, understanding your rights, and maximizing your claim.
Insurance Adjuster Tricks: How to Fight Back
Insurance adjusters are trained to minimize your payout. Learn the 5 most common tactics and exactly how to counter each one.
Diminished ValueThe 17c Formula: Why Insurance Shortchanges You
Insurance companies use the 17c formula to cap your diminished value at a fraction of what you are owed. Learn why it is unfair and what to use instead.
Utah LawWhat to Do at the Accident Scene to Protect Your Claim
The first 30 minutes after a crash determine the strength of your claim. Learn exactly what to document and what mistakes to avoid.
Total LossGEICO Total Loss Offer Too Low? How to Fight Back
GEICO routinely omits options and condition adjustments from total loss valuations. Learn how to challenge their number and recover what your vehicle is worth.
Straight Answers
The questions Utah drivers actually ask us.
- What is diminished value?
- It is the market value your vehicle permanently loses because it now has an accident on its history, even after a flawless repair. A buyer pays less for a car with a wreck on the Carfax than for an identical one without. In Utah that loss is typically $3,000 to $8,000, and the at-fault driver's insurer owes it.
- Can I still claim diminished value if my car was in a previous accident?
- Usually not, and we will tell you that up front. Diminished value measures the drop caused by THIS crash. If the vehicle already carried a significant or moderate accident on its record, the market had already discounted it, so there is little left to recover and carriers deny those claims. Minor or cosmetic prior damage is different and does not disqualify you.
- How long do I have to file a property damage claim in Utah?
- Three years from the date of the accident, under Utah Code 78B-2-305. Personal injury runs on a separate four-year clock. Do not wait, though. Evidence disappears, repair records get lost, and adjusters get harder to move the longer a claim sits.
- What does it cost?
- A diminished value appraisal is a $400 flat fee and a total loss appraisal is $350. Or choose our contingency option, where we take a percentage of whatever we recover above the insurer's first offer, so you pay nothing if we do not beat their number. Every case includes a USPAP-certified valuation report you keep either way.
- Are you a law firm or an appraisal company?
- Both. Property Damage Pros is a law firm and a certified vehicle valuation service in one, and part of the LawyerUp Injury Group. We document the real number with USPAP-certified appraisers, and our own attorneys fight to get it paid, in court when it comes to that. We are not public adjusters.
- My car was totaled. Do I have a diminished value claim too?
- No. Those are different claims and you get one or the other. A totaled vehicle has no diminished value because you are not keeping it. What you do have is a total loss claim, and insurers routinely undervalue those. We recover an average of $6,500 above the first offer.
Get Your Free Case Review
Not sure what you're owed? Tell us what happened and we'll let you know — no cost, no obligation.